By Mitch Rice
We all know that it can be difficult to remember exactly what happened after a car accident. But if you’re a driver in Illinois, there are some common mistakes you may make after an accident that could lead you into trouble or hurt you in court.
#1 – Failing to Report the Accident to the Police or Insurance Companies
If you cause an accident and don’t report it to the police, the other driver might not be able to receive compensation for damages. And if you cause a serious accident, even the police may only be able to help you with the other driver’s cooperation. On the other hand, if you don’t report the accident to the police or your insurance company, your insurance might be invalid.
Failure to report accidents can result in harsh penalties and lawsuits. To avoid this problem, you should always contact the police as soon as an accident occurs so that you can complete an incident report with the facts. You should also call your insurance company to report the incident as soon as possible. In most states, you must report an auto accident to the police within a certain period of time after the accident. If you don’t report the accident before the deadline expires, you could be charged with a traffic violation.
#2- Not Having Comprehensive Auto Insurance Coverage
Many people need to realize that car insurance provides protection in the event of car accidents and other incidents involving property damage and bodily injury. In most cases, you are required to carry a certain amount of coverage to legally get behind the wheel. However, some drivers fail to carry enough insurance to meet their needs.
This lack of coverage could leave them vulnerable to serious financial liability in the case of an accident. In some cases, a driver may be able to get an insurance policy that covers only damage resulting from a specific incident. Still, in most cases, you’ll need to have comprehensive coverage that provides coverage for a wide range of incidents. It’s also important to check the terms of your policy to be sure that you’re protected against all the scenarios in which you might be liable.
#3- Failing to Collect Evidence After an Accident
In the aftermath of a car accident, gathering as much evidence as possible to support your claim is a good idea. Having evidence of what actually happened at the time of the accident can help you prove your case in the event of a dispute. Photographs of the scene are usually the best source of such evidence. You should also try to collect contact information from any witnesses at the scene. This information can be helpful if the other driver denies responsibility for the accident or if the other party’s insurance company tries to deny your claim. The more information you have about the accident, the better your chances of a successful outcome will be.
#4- Failing to Consult with an Attorney After an Accident
Once you’ve had a collision, it’s important to get legal advice immediately. This will help you understand your legal rights and ensure that you make the best possible decision for your situation. In most cases, you’ll need to work with an attorney to develop a compelling case that supports your claim.
A good Illinois injury attorney can also help you negotiate with the insurance company and secure the compensation you deserve. If you don’t consult with an attorney after an accident, you could risk losing out on compensation for your injuries or other losses.
#5- Not Taking Care of Your Injuries After a Car Accident
Unfortunately, some car accident victims refuse to seek medical treatment for their injuries or wait too long to seek treatment. This can prevent them from getting maximum compensation for their claims.
You must understand how important it is to take care of yourself after you’ve been in an accident and get proper treatment for your injuries as quickly as possible. If you delay medical treatment for even a few days, it could be much harder to prove the extent of your injuries later on. In some cases, it could even be impossible to prove that your injuries were caused by the car accident at all.
So how to avoid the following mistakes when collecting evidence for car accident claims? First, you need to gather all the important evidence, like the pictures of the accident scene and the contact information of witnesses. Next, you should report the accident to your insurance company and then call your attorney. Then you can focus on getting the medical care you need to recover from your injuries and focus on moving forward with your life. Don’t let a careless driver get in the way of your future!
Data and information are provided for informational purposes only, and are not intended for investment, medical or other purposes.